💰 Free Finance Tools

FINANCE WORKFLOW

Free Finance Calculators Online

Model common money decisions with transparent calculators and clear assumptions.

Tip Calculator Trending

Calculate tip amount, total bill, and per-person split with preset buttons, custom slider, round up/down, and visual breakdown.

Mortgage Calculator

Calculate monthly mortgage payments with pie chart breakdown, amortization schedule, property tax, insurance, and PMI.

Loan Calculator

Calculate loan payments with SVG balance chart, amortization table, extra payment savings, and payoff date for monthly, biweekly, or weekly schedules.

Compound Interest Calculator

Calculate compound interest with interactive growth chart, year-by-year table, and contribution breakdown.

Currency Converter Popular

Convert currencies with live exchange rates.

Invoice Generator

Create professional invoices with company details, line items, tax, discount, and download as PDF — all in your browser.

Discount Calculator

Calculate sale prices, savings, double discounts, tax, price per unit, and compare multiple items in bulk mode with visual price comparison bars.

Salary Calculator

Convert salary with overtime, tax estimate, 401k, insurance deductions, and paycheck breakdown.

Fuel Cost Calculator

Calculate total fuel cost for any trip based on distance and consumption.

Interest Calculator New

Calculate simple interest, compound interest, term deposits, and savings goals.

Unit Price Calculator

Compare prices per unit to find the best deal.

Meeting Cost Calculator Upgraded

Calculate the real cost of meetings with live running timer, per-minute cost, visual comparisons, SVG cost breakdown, salary-to-hourly conversion, and shareable results.

Investment Calculator

Calculate investment returns with compound growth and monthly contributions.

Retirement Calculator

Estimate when you can retire based on savings and expenses.

Rent vs Buy Calculator

Compare the financial impact of renting vs buying a home.

Crypto Profit Calculator

Calculate crypto profit or loss from buy price, sell price, and quantity.

Debt Payoff Calculator

Calculate how long to pay off debt given balance, interest rate, and monthly payment.

Savings Goal Calculator

Calculate how many months to reach your savings goal with optional interest.

Stock Profit Calculator

Calculate stock investment profit from buy price, sell price, shares, and commission.

Net Worth Calculator

Add assets and liabilities to calculate your total net worth.

Loan Amortization Calculator

Generate a full year-by-year loan amortization schedule with principal and interest breakdown.

Loan Comparison Calculator

Compare two loans side by side — see monthly payments, total interest, and total cost to find the best deal.

ROI Calculator

Calculate return on investment (ROI) — enter cost and gain to get ROI percentage, net profit, and annualized return.

Break-Even Calculator

Find your break-even point — enter fixed costs, variable cost per unit, and selling price to see units needed and revenue required.

Auto Loan Calculator

Calculate your monthly car payment, total interest, and loan cost — enter vehicle price, down payment, rate, and term.

Emergency Fund Calculator

Find out exactly how much emergency fund you need based on your monthly expenses, job stability, and financial goals.

Electricity Bill Calculator

Calculate your monthly electricity bill by adding appliances, their wattage and daily usage — see exact costs per device and total cost.

Dollar Cost Averaging Calculator

Calculate the projected growth of a regular investment plan using dollar cost averaging — see total invested, projected value, and year-by-year breakdown.

Inflation Calculator

Calculate how inflation affects purchasing power over time — enter an amount, start year, and end year to see today's equivalent value.

Bill Split Calculator

Split any bill among friends — enter the total, number of people, tip percentage, and optional custom names to get an itemized per-person breakdown.

Debt-to-Income Calculator

Calculate your debt-to-income (DTI) ratio to see if you qualify for loans — enter your monthly debts and gross income to get your DTI with lender benchmarks.

FIRE Number Calculator

Calculate your Financial Independence, Retire Early (FIRE) number — how much you need to save to retire and never work again, based on the 4% safe withdrawal rule.

Credit Score Simulator

Simulate how financial actions affect your credit score — see the estimated impact of paying off debt, missing payments, opening new accounts, and more.

Savings Rate Calculator

Calculate your personal savings rate and see how it impacts your path to financial independence — enter your income and expenses to find your savings rate and estimated years to FIRE.

Credit Card Validator

Validate credit card numbers using the Luhn algorithm — instantly detect card type (Visa, Mastercard, Amex, Discover), check validity, and format the number correctly.

Freelance Rate Calculator

Calculate the ideal freelance hourly rate based on your desired income, expenses, billable hours, and taxes. See your minimum and target rates instantly.

Monthly Budget Planner New

Visual monthly budget planner with income tracking, 12 built-in expense categories, custom categories, SVG donut and bar charts, 50/30/20 rule comparison, savings rate calculator, multi-month localStorage tracking with 6-month trend chart, and CSV export.